A Health & Life Insurance Managing Agency

IHC Health Solutions

Major Medical:

                         

Standard Security Life Brochure    Madison National Life Brochure

                              Contact Us for Quoting Software

Limited Benefit Plans:

                          

 Select Brochure                                  Basic Brochure

Short Term Coverage (also available for children only!):

                        

Secure STM Brochure      Secure Saver Brochure     Secure Lite Brochure

IHC Opens Stock Ownership Plan to Producers – CLICK HERE FOR DETAILS!

 
Standard Security Life Plan Highlights:

Deluxe Plan

Most comprehensive plan, offering a variety of benefit combinations to custom fit your clients’ needs.

*Deductibles ranging from $1,000 – $25,000
*Coinsurance options of 80%, 70%, & 50%
*Coinsurance out-of-pocket maximums from $2,000 – $10,000

Advantage Plan

Reduces premiums by offering two out-of-pocket maximums; one applying to medical services and supplies, and the second to surgical services and inpatient confinement.

*$1,000 – $25,000 deductible options
*80% coinsurance
*$3,000 coinsurance out-of-pocket maximum for medical supplies & services; $6,000 coinsurance out-of-pocket maximum for inpatient confinement and surgery

Premier Plan

Offers a daily deductible; covered charges that exceed daily deductible amount on any give day are paid at 100% when visiting in-network providers.

*Daily deductibles of $500 or $1,000
*100% coinsurance
*Out of pocket maximums of $4,000 or $8,000

High-Deductible Health Plan (HDHP)

An HSA qualified, consumer-directed high-deductible health plan.

*Individual deductibles of $1,800 – $5,250
*100% coinsurance

Optional Benefits

The following optional benefits are available with all plans:

*Supplemental Accident Coverage
*24-Hour Occupational Coverage
*Vision
*Life