A Health & Life Insurance Managing Agency

Assurant Health

Supplemental Coverage

Critical Illness

*$5,000 – $100,000 benefit amounts in $1,000 increments
*Covers 15 critical illnesses
*Includes term life benefit
*Multiple benefit payouts

Accident

*First dollar coverage
*No overall annual or lifetime limits – no matter how many accidents you have
*24-hour coverage or off-the job coverage options
*No waiting period

Dental

*Annual benefit of up to $1500
*Visit any Dentist – no network restrictions
*No waiting periods for check-ups

Short Term

*Child only coverage available
*HSA compatible with higher deductibles
*Deductibles ranging from $1,000 – $5,000
*Coinsurance options of 100%, 80%, or 50%

Major Medical Coverage

CoreMed

Broad, cost-effective coverage for everyday & catastrophic needs.

*Deductibles ranging from $2,000 – $25,000
*Coinsurance Options of 100%, 80%, 70%, or 50%
*Multiple options on office visit copays, prescription drug coverage, & inpatient/outpatient facility fees

OneDeductible

High deductible HSA-compatible health plan with a single deductible for individuals or families.

*Deductibles ranging from $1,200 – $5,000
*Coinsurance options of 100%, 80% or 50%
*Behavioral Health & Substance Abuse subject to deductible & 50% coinsurance
*Teladoc Medical Services for 24/7 medical treatment by phone

Health Access

A fixed-benefit plan for hard to place clients.

*Immediate Benefits – no deductibles or copays
*Discounts of up to 40% on health services and prescriptions
*3 Benefit levels to help create more customizable coverage:

*Value:

- Access to HC &Assurant Health discounts; benefits for preventive care, office visits, & unexpected illnesses & injuries

*Fundamentals:

- Value + additional RX benefits, 2 additional office visits &increased benefits for unexpected illnesses & injuries

*Enhanced:

- Fundamentals + higher cash benefits for brand-name RX, higher cash benefits for each office visit & higher level of benefits for unexpected illnesses & injuries

**Add Assurant Supplemental Dental and Accident Coverage for even more cash benefits and increased peace of mind with no additional application or underwriting

Competitive Group Insurance and Individual Short Term Plans Available! Please contact us to obtain a quote!