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Copay Select
A traditional PPO plan offering the highest level of protection with many options to fit your clients’ specific needs.
*Deductibles ranging from $500-$10,000
*Coinsurance options from $3,000 to $5,000
*$3 million lifetime maximum ($5 million buy up available)
*12 month rate guarantee (optional 24 month rate guarantee available)
*Unlimited $35 copays built in (optional $25 unlimited copay available)
*Prescription drug coverage included with $200 deductible (optional no annual max buy up available)
*Mental health coverage included (limited benefit)
*Optional term life, dental and vision coverage (depending on state, see state specifics for details)
*Maternity coverage available
Copay Saver
A cost effective PPO plan featuring comprehensive coverage.
*Deductibles ranging from $1,500 to $10,000
*Coinsurance $6,000
*$3 million dollar lifetime maximum ($5 million dollar lifetime max available)
*12 month rate guarantee with 24 month optional enhancement
*Copays included (2 visits per year including preventative) with optional buy up to 4 visits
*Generic only drug coverage included
Signature HSA 100
*Deductibles from $1,250 to $5,000
*$3 million lifetime maximum ($5 million lifetime max buy up available)
*12 month rate guarantee with 24 month optional enhancement
*Preventative covered at 100% with $35 copay, no maximum (includes labs, mammos, pap and PSA testing)
Plan 100/Plan 80/Saver 80
A cost effective plan where most services and drug coverage are subject to deductible.
*Deductibles from $1,500 to $10,000
*Coinsurance options of $0 or $3,000 depending on plan
*$3 million lifetime max (optional $5 million lifetime max buy up)
*12 month rate guarantee (optional 24 month rate guarantee available)
*No copays–everything subject to deductible including RX with a $3,000 annual max
Enhanced Accident Benefit Available on All Plans
*Benefits ranging from $500 to $10,000
*Use to cover out-of-pocket expenses including deductible, coinsurance and copayments